Wherever disasters like Hurricane Katrina occur, people's lives are affected. Some of those people are self employed. Unfortunately, I suspect very few of those people had anything in place that would help protect their businesses and allow them to recover quickly.
For all too many of us, just losing our cell phones is a major loss because we have no other record of important phone numbers. A filing cabinet destroyed by flood or fire would wipe out all of our historical data; loss of a computer could leave us helpless to know what our receivables are, and so on.
It can be difficult for small, home based businesses to protect against every possible disaster. We often lack the resources to do everything that we know should be done. While being unable to be 100% protected is perhaps impossible, that doesn't mean that you shouldn't make the effort to protect what you can. Do you back up your computers? Do you keep a copy of the tape/cd/dvd offsite? Do you have a copy of your current A/R somewhere safe? Little things like that can make a big difference in your ability to recover from disaster.
Tomorrow we'll look at ways to backup and protect your computer.
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